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Every estate-planning attorney will tell his/her clients to organize their assets to avoid the stressful probate process. The probate court process is not only expensive, but it is also extremely inconvenient and frustrating for the heirs. One solution to avoid probate is to create a joint tenancy agreement. Joint tenancy is defined as the holding of an estate/property by two or more individuals. When one of the joint owners passes, the estate/property will automatically pass to the surviving joint owner. Joint tenancy is an “inexpensive version of an estate plan” that can be used as an alternative to a will. However, there are consequences of using joint tenancy as a substitute for estate-p